M. Loisel is actually more to blame than his wife for the miseries they suffered during the years it took to pay for the replacement necklace. Many readers have questioned why Mme. Loisel doesn't simply go to her friend Mme. Forestier and tell her the truth, offering to pay for the lost necklace in installments. She would have found out that she only owed her friend about five hundred francs and could have paid her immediately. But M. Loisel...
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